Your finances, made simple.
Actual Budget is a fast, private finance app that helps you track every dollar and plan for what's ahead. Based on the proven envelope budgeting method, it shows you exactly where your money is going — no guesswork, no surprises.
What makes Actual Budget worth launching.
Budget only the money you actually have, not what you hope to earn — it keeps your spending honest and your goals achievable.
See your net worth, cash flow, and spending trends with interactive charts, or build your own custom reports to dig deeper.
Connect your bank accounts to automatically import transactions (GoCardless for EU/UK, SimpleFIN for US/Canada).
Access your budget from any device with a web browser, and changes sync automatically so you're always up to date.
Bring your history with you — import transactions from QIF, OFX, QFX, CSV files, or migrate directly from YNAB4 and nYNAB.
Customize the look and feel with built-in light, dark, and midnight themes, or install community-created ones.
If you fit one of these, Actual Budget is probably built for you.
Practical scenarios where Actual Budget makes a real difference.
See exactly what's coming in and going out each month, so you can build a buffer and start saving with confidence.
Keep a single budget for you and your partner, with all accounts and transactions visible in one place — no more awkward money talks.
Create categories for each debt, allocate your extra cash, and watch your balance shrink with every payment you log.
Set up a dedicated category for a vacation, down payment, or emergency fund, and roll over unspent cash month after month.
Actual Budget is a powerful yet simple finance app that puts you in control of your money. At its core is envelope budgeting — a tried-and-true system where you only budget cash you already have, keeping your spending realistic and your savings on track. You can connect all your accounts in one place, import transactions from your bank, and see your net worth at a glance. Actual is designed to be lightning fast, so you can breeze through transactions and check your budget in seconds. Best of all, your financial data stays private and synced across all your devices.
Actual Budget gives you a clear, honest picture of your finances without the fluff. Unlike apps that push subscriptions or sell your data, Actual is built around envelope budgeting — a method that forces you to work with real numbers, not guesses. You can connect all your accounts, sync across every device you own, and run beautiful reports that show your net worth and spending trends over time. People love it because it's fast, it's private, and it helps them actually save money — hundreds of dollars a year, according to many users.
No per-seat pricing
Add your whole team for one flat fee.
Your data stays yours
Nothing passes through a third-party cloud.
Use your own domain
Run it on yourdomain.com with free SSL.
No terminal. No config. No docs.
Workflow automation
n8n.aurora.openzapps.com
Monitors, fixes & deploys 24/7
One platform. Every app. No surprises.
Your own private server — no shared hosting, no slowdowns.
Deploy Actual Budget and as many other apps as you want — no per-app charges, ever.
Full ownership. No third-party access. Export anytime.
Unlimited apps, unlimited users, unlimited traffic. One bill.
SSL, backups, and updates run automatically behind the scenes.
Cancel anytime. Take your data with you. No questions asked.
What others charge for just the empty server.
Server costs only. Prices checked June 2026.
4 vCPU cores, 8 GB RAM, 150 GB storage
A solid place to start
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $48/mo | $29 (60%) |
| Vultr | $40/mo | $21 (53%) |
| Linode | $48/mo | $29 (60%) |
| AWS Lightsail | $84/mo | $65 (77%) |
| Google Cloud E2 | $103.45/mo | $84.45 (82%) |
8 vCPU cores, 24 GB RAM, 400 GB storage
The sweet spot for most people
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $144/mo | $95 (66%) |
| Vultr | $144/mo | $95 (66%) |
| Linode | $192/mo | $143 (74%) |
| AWS Lightsail | $164/mo | $115 (70%) |
| Google Cloud E2 | $231.17/mo | $182.17 (79%) |
16 vCPU cores, 64 GB RAM, 600 GB storage
For power users
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $384/mo | $285 (74%) |
| Vultr | $320/mo | $221 (69%) |
| Linode | $384/mo | $285 (74%) |
| AWS Lightsail | $384/mo | $285 (74%) |
| Google Cloud E2 | $474.53/mo | $375.53 (79%) |
Prices checked June 2026. Excludes taxes, credits, backups, bandwidth.
Everything you need to know about launching Actual Budget on OpenZapps.
It's a personal finance app that helps you track your spending, set budgets, and see your net worth — all in one clean, fast interface.
Not at all. OpenZapps handles everything behind the scenes. You just log in, set up your accounts, and start budgeting.
You pay a flat monthly fee to OpenZapps to run Actual Budget (and any other apps you want). There are no extra charges, no tiers, and no hidden fees.
Yes. Your data stays completely private, and you can enable end-to-end encryption so that not even the server can read your transactions.
Yes! Through OpenZapps, you can use a custom domain so your budget is always just one click away at your own web address.
Try something new — same platform, same flat price.
Start free, launch Actual Budget in seconds, and cancel whenever you want — zero risk.
Plans start at $29/month. Cancel anytime.
