Finally, an easy way to split expenses.
I Hate Money is a simple web app that helps groups of people track shared expenses and settle up. No more awkward spreadsheets or figuring out who owes what — just add expenses, and the app does the math for you.
What makes I Hate Money worth launching.
Add expenses and the app instantly calculates who owes what, with no mental arithmetic required.
Invite friends with just a link and a code — no sign-ups, passwords, or downloads needed.
Track expenses in different currencies, perfect for international trips and cross-border groups.
See the fewest transactions needed to settle everyone up, so less money changes hands.
Keep a complete record of every expense, so you can look back and see who paid for what and when.
Use it on your phone, tablet, or computer — the same clean interface works everywhere.
If you fit one of these, I Hate Money is probably built for you.
Practical scenarios where I Hate Money makes a real difference.
Stop texting about who paid rent, utilities, and groceries — log everything in one place and settle up at month's end.
Track who paid for the Airbnb, who bought the groceries, and who covered gas, then split it all fairly when you get home.
No more complicated Venmo chains — log the restaurant bill, someone pays, and everyone else chips in their share.
Keep a running tab for shared subscriptions, cleaning supplies, and household items so expenses stay fair.
I Hate Money makes it easy to track shared expenses with anyone — roommates, travel buddies, or friends splitting a dinner bill. You create a project, add the people involved, and start logging who paid for what. The app automatically calculates balances and tells you exactly who needs to pay whom to settle up. No one needs to create an account or download anything. Just share a project link and a simple code, and everyone can see the balances. It's designed to be dead simple so you spend less time on money talk and more time with your people.
I Hate Money is built for people who just want to split expenses without the fuss. Unlike complicated finance apps, it focuses on one thing: tracking who paid what and figuring out who owes whom. The interface is clean and straightforward — you don't need a finance degree to use it. Friends and family can join a project with just a link, no accounts required. It's perfect for roommates splitting rent and utilities, travel groups dividing trip costs, or any group that shares expenses regularly. People love how simple it is — add an expense, see the balance, and move on.
No per-seat pricing
Add your whole team for one flat fee.
Your data stays yours
Nothing passes through a third-party cloud.
Use your own domain
Run it on yourdomain.com with free SSL.
No terminal. No config. No docs.
Workflow automation
n8n.aurora.openzapps.com
Monitors, fixes & deploys 24/7
One platform. Every app. No surprises.
Your own private server — no shared hosting, no slowdowns.
Deploy I Hate Money and as many other apps as you want — no per-app charges, ever.
Full ownership. No third-party access. Export anytime.
Unlimited apps, unlimited users, unlimited traffic. One bill.
SSL, backups, and updates run automatically behind the scenes.
Cancel anytime. Take your data with you. No questions asked.
What others charge for just the empty server.
Server costs only. Prices checked June 2026.
4 vCPU cores, 8 GB RAM, 150 GB storage
A solid place to start
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $48/mo | $29 (60%) |
| Vultr | $40/mo | $21 (53%) |
| Linode | $48/mo | $29 (60%) |
| AWS Lightsail | $84/mo | $65 (77%) |
| Google Cloud E2 | $103.45/mo | $84.45 (82%) |
8 vCPU cores, 24 GB RAM, 400 GB storage
The sweet spot for most people
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $144/mo | $95 (66%) |
| Vultr | $144/mo | $95 (66%) |
| Linode | $192/mo | $143 (74%) |
| AWS Lightsail | $164/mo | $115 (70%) |
| Google Cloud E2 | $231.17/mo | $182.17 (79%) |
16 vCPU cores, 64 GB RAM, 600 GB storage
For power users
| Provider | Their price | You save |
|---|---|---|
| DigitalOcean | $384/mo | $285 (74%) |
| Vultr | $320/mo | $221 (69%) |
| Linode | $384/mo | $285 (74%) |
| AWS Lightsail | $384/mo | $285 (74%) |
| Google Cloud E2 | $474.53/mo | $375.53 (79%) |
Prices checked June 2026. Excludes taxes, credits, backups, bandwidth.
Everything you need to know about launching I Hate Money on OpenZapps.
It's a simple web app where you can track shared expenses with a group of people. You add who paid for what, and it automatically figures out who owes whom.
Not at all. OpenZapps gets the app running for you. Once it's live, you just open it in your browser, create a project, and start adding expenses.
You pay OpenZapps a flat monthly fee to run I Hate Money — and any other apps you want. The app itself is free, and there are no hidden charges or per-user fees.
Yes. I Hate Money doesn't require any personal banking information, and since it's running on your own private space through OpenZapps, only the people you share the project link with can see your expenses.
Absolutely. Through OpenZapps, you can connect a custom domain so your expense tracker lives at an address you choose.
Try something new — same platform, same flat price.
Start free, launch I Hate Money in seconds, and cancel whenever you want — zero risk.
Plans start at $29/month. Cancel anytime.
